With online fraud, time is everything. The faster you act, the better your chances of getting the money back.
The first hours: what to do
- Contact your bank immediately — block the card and dispute the payment.
- Change your passwords and turn on two-factor authentication.
- Keep everything — messages, links, account numbers, transactions and screenshots.
- Contact a lawyer — they will prepare the complaint to the police.
Common scams
- Fake online shops and listings
- A "bank employee" calling to ask for codes or card details
- Investment and crypto "opportunities"
- Fake links by SMS or messenger
Beware of "money recovery" services
After a scam, services often appear promising to recover your money for an upfront fee. As a rule, this is another scam.
Can the money be recovered?
Sometimes, yes — especially if you contact the bank quickly or the offender is identified. A lawyer helps you prepare the evidence correctly and protects your interests as a victim.
Legal basis
Official texts (in Georgian) — Legislative Herald of Georgia, matsne.gov.ge.
This article is general information and does not replace advice from a lawyer on your specific case.